Any day is a good day to pay more attention to how you spend and save. Our list of 12 resolutions provides simple steps that can dramatically improve your financial health.
Does money trickle out of your wallet like a lazy river, a babbling brook, or rushing white water rapids?
It can be temping when money is tight to draw on your 401(k) fund to get through the tough times. However, this may not be a wise decision.